Flexible Payment Plans

Clifton Joinery believes in offering flexible payment plans to suit every need and budget. In today’s financial climate it can sometimes be difficult to justify all the cost up front so we are pleased to offer the following packages.

Buy Now Pay Later:


• Option of 6, 9, or 12 months from delivery
• A one off ‘settlement fee’ of £70 applies
• A reminder letter will be sent before the due date
• If the account is NOT paid off then converts to a deferred interest-bearing deal over 120 months at 19.9% APR

Interest Free Credit:


• Amount borrowed is split between 12 equal repayments beginning one month after delivery
• 0% APR – the amount borrowed is the amount repayable
• No interest charges, document fees, or settlement fees

The Flexible Account:


• Competitive monthly interest rate of 0.59% per month (typical APR 7.7%)
• £95 document fee is added onto the initial balance of the loan
• Interest Rate is ‘Capped’ for term of the loan – it will never increase
• First repayment taken by Direct Debit one month after delivery
• Extra repayments accepted – these reduce the balance with immediate effect
• Interest is only charged on remaining balance
• Loan can be repaid in full at any time with maximum penalty of 2 months interest
• Available over 5, 10 or 15 years – suits every budget

General Lending Criteria:


• Private customers only
• Supply only customers only
• Minimum £1,000 borrowed, maximum £50,000
• Minimum deposit of 25%
• Maximum age at loan term end is 85
• Customer must be a UK resident for 3 years minimum
• Consumer Credit Act Protection applies on all order values less than £30,000

Contact us for more details - Terms and conditions apply

Standard Payment Terms:


• 25% deposit with order
• 25% pre-manufacture payment on approval of working drawings
• Balance prior to delivery

Payment is usually made via cheque or most credit or debit cards.

Pre-manufacture or balance payments taken by credit card will be subject to a handling fee.

Balance payment must be cleared funds prior to despatch.

Please contact us if you require any further details.

 

 

 

 

 

 

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